Broker Price Opinion (BPO) Services in Houston

InSync prepares residential broker price opinions and commercial broker opinions of value across the Houston metro. Each report is completed by a licensed Texas real estate broker and delivers a defensible value conclusion with comparables, photos, and market commentary, at a fraction of the cost and turnaround of a full appraisal.

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Residential and commercial coverage

Residential BPO

Single family homes, townhomes, condos, and 2 to 4 unit properties in Harris, Fort Bend, Montgomery, Brazoria, and Galveston counties. Interior or exterior scope, with as-is and, where relevant, as-repaired value conclusions.

Commercial BOV

Broker opinions of value on small commercial, multifamily, mixed use, and land. Comparable sales plus income indicators where rent and expense data exist, with current competition and market trend context.

Who uses our BPO reports

Lenders and servicers: collateral reviews, default servicing, REO pricing, and portfolio checks.
Attorneys and executors: estate, probate, and divorce valuations that need a written, supportable number.
Investors and funds: acquisition screening, disposition pricing, and periodic portfolio marks.
Owners: a broker's written number before a sale, a seller net sheet, or an instant home value estimate.

What every report includes

Value conclusion with the reasoning behind it, not just a number
Recent comparable sales and active competing listings, adjusted for the subject
Condition notes and photographs from the interior walkthrough or exterior drive by
Neighborhood market trend commentary: supply, days on market, and price direction
The disclosure required by Texas law distinguishing a BPO from an appraisal

Why a dual licensed broker matters

Ben Helstein holds both a Texas real estate broker license (TREC #727703-B) and a mortgage loan originator license (NMLS #1577314). That means every BPO is written by someone who prices Houston property for actual sales and underwrites it as loan collateral, the same two lenses your report will be judged against. InSync also maintains live Houston MLS data access, so comparables come from closed sales records, not estimates.

How it works

Send the property details. Submit the address, property type, and the purpose of the valuation through the request form. We confirm scope and quote the fee.
Property review. We complete the interior walkthrough or exterior drive by, photograph the property, and verify records against county data.
Comparable analysis. We select and adjust recent comparable sales and current competition, and for commercial property add income indicators where available.
Report delivery. You receive a written report with the value conclusion, comparables, photos, condition notes, and market commentary.

Frequently asked questions

What is a broker price opinion (BPO)?

A broker price opinion is a written estimate of a property's probable selling price prepared by a licensed real estate broker. It is built from recent comparable sales, active competition, condition, and local market trends, and it is delivered as a concise report. Lenders, servicers, attorneys, and investors order BPOs when they need a defensible number quickly and at a fraction of the cost of a full appraisal.

How is a BPO different from an appraisal?

An appraisal is prepared by a state licensed or certified appraiser under USPAP and is required for most mortgage originations. A BPO is prepared by a licensed broker and is used where an appraisal is not required: portfolio reviews, default servicing, estate and legal matters, and acquisition screening. Every InSync BPO carries the disclosure required by Texas Occupations Code Section 1101.4525 stating that it is not an appraisal.

Do you prepare commercial broker opinions of value?

Yes. For commercial property the deliverable is usually called a broker opinion of value (BOV). We prepare BOVs on small commercial, multifamily, mixed use, and land in the Houston metro using comparable sales, income indicators where rent data exists, and current listing competition.

Who orders BPOs?

Banks, credit unions, and loan servicers ordering value checks on collateral or REO; attorneys and executors handling estate, probate, or divorce matters; CPAs needing a supportable value for tax purposes; and investors screening acquisitions or planning dispositions. Homeowners also order them ahead of a sale when they want a broker's number without a listing commitment.

How much does a BPO cost?

Substantially less than a full appraisal. The exact fee depends on property type, interior or exterior scope, and turnaround, so we quote each order individually. Send the property address through the form on this page and we respond with a firm quote.

How fast is turnaround?

Most residential BPOs are delivered within a few business days of access or drive by. Commercial BOVs take longer depending on rent and expense data availability. Rush requests are accommodated when the schedule allows.

Do you offer interior and exterior BPOs?

Both. An exterior (drive by) BPO relies on street observation, photos, and records. An interior BPO adds a walkthrough, which tightens the condition assessment and the final number. We recommend interior scope for estate, legal, and pre listing work, and exterior scope for portfolio monitoring.

Request a BPO

Required disclosure per Texas Occupations Code Section 1101.4525, included on every broker price opinion we deliver: "This represents an estimated sale price for this property. It is not the same as the opinion of value in an appraisal developed by a licensed or certified appraiser under Chapter 1103, Occupations Code."

Ben Helstein, Texas Real Estate Broker, TREC #727703-B. BH Loans, LLC dba InSync Loans, NMLS #1829321. Ben Helstein NMLS #1577314. Equal Housing Opportunity. A broker price opinion is not a commitment to lend and is not an appraisal.